Deposits - GBP, USD, EUR, AUD

You can deposit funds to your trading account by bank transfer, debit card, major credit cards or cheque.
To fund your account, login to your Website Account here and click on "Deposit Funds".

For a summary of all timing and related charge information, see the Account Funding Table below.

Bank transfer (bank wire)
You can deposit funds onto your account via bank transfer (internet banking, SEPA, CHAPS etc…).

We currently offer accounts in GBP, USD, EUR and AUD.

Due to international regulations, we and our account banks cannot accept payments from certain countries. This list will vary from time to time. Email for further information.

Debit cards and major credit cards (Not currently active)
We accept all major debit and credit cards, including Visa, Visa Debit, MasterCard, Switch (UK only), Maestro (UK only) and Visa Electron (UK only). After you’ve logged in to your Website Account, enter your card details and we will advise of your receipt of your deposit.

Debit Cards (Not currently active): Atom8 does not charge for debit card deposits.

Credit Cards (Not currently active): If you deposit money using your credit card, we charge you a fee as per the Account Funding Table below. Unfortunately, we’re not able to accept debit/credit card payments from Afghanistan, Belarus, Canada, Cote d'lvoire, Cuba, Democratic Republic of the Congo, Equatorial Guinea, Iran, Libya, Myanmar, North Korea, Sierra Leone, Somalia, Sudan, Syria, United States and Zimbabwe.

Payment rules & fraud prevention
Atom8 may only take card payments in the name of the account holder/ applicant and registered to your address details we have on file. We will come back to you for more information if the addresses to not match which may delay your account funding, until resolved. Our card processing portal may also return the payment to your card in the first instance. For general timing and costs involved, see the Table below.

Atom8 can accept deposits by cheque from UK residents, though it may take up to 7 working days for cleared funds to be credited to your trading account. We do not recommend this form of deposit.  If depositing by cheque, send it to: "Settlements" Atom8 Financial Services LLP, 2nd Floor, Centenary House, Palliser Road, London W14 9EQ, United Kingdom, made payable in favour of “Atom8 Financial Services LLP GBP Client Account”.  NB: We can only accept cheques drawn on a UK bank account, not foreign cheques.

Atom8 does not accept cash deposits.

What happens if your deposit currency differs from your Account Base Currency?
If the currency you deposit is different from your nominated trading Account Base Currency and Atom8 currently has a Client Money account in that currency, we will convert your funds into your Account Base Currency using the relevant end of day settlement rate, less any processing fees for the physical conversion we are charged. If you send us deposits in currencies other than those for which we have already established Client Money accounts, our account banks may either return the funds to you or convert them to your Account Base Currency at their prevailing rates and Atom8 has no control over third party account banks rate of exchange which may be done at less favourable rates.

No third-party payments
Atom8 cannot accept third-party payments.

Account Funding Table
Please see the costs and time scales in funding your Account.The following fees are charged with respect to deposits and withdrawals.  We do not make a profit on these fees but seek only to cover our third party costs in providing the service to you.

Funding methods


Timing to arrive

Bank wire (BACS), UK only


2-3 days

UK Debit cards


Same day

Cheques (GBP only)


Up to 7 days to clear

FASTER Payments (up to £100,000)

Free to receive*

Same day

SEPA (Euro) credit transfer from EEA

Free to receive*

1 day (EUR)

Bank wire/ transfer (CHAPS), unlimited amount

Free to receive*

Same day

UK and European Standard MasterCard and Visa**


Same day

Other international UK and European Standard MasterCard and Visa


Same day

Other credit cards

Please ask us for applicable rate

Same day

* Sending bank likely to charge transfer fees.
** “Standard MasterCard and Visa” means Visa Classic/ Gold/ Platinum and MasterCard Standard/ Gold/ Platinum.

Need Help?

Our support teams are open 24/5

New Accounts & Customer Service: +44 (0)20 7043 5050

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